The People Behind Your Plan
You're Not Just a File Number Here
Retirement planning gets handed off to call centers and 1-800 numbers more often than it should. That's not how we do it. Every person on this team is here because they've watched someone they love struggle through a financial decision without the right guidance — and they didn't want that to happen to you, too.
So when you call, you're not getting a script. You're getting someone who actually understands what's at stake.
Meet Your Team
Lew Baker, CFP®
Founder & Licensed Financial Advisor
Lew watched his own family navigate retirement with no one really explaining things to them — and it cost them. He carried West Point discipline into a career at Merrill Lynch and later Morgan Stanley, but built this firm because the big names weren't built to actually listen.
"I don't want to be your advisor for one meeting. I want to be your advisor for the next 20-30 years.
Ferris Dean
Licensed Agent
Ferris grew up in a military family, where finances never quite matched the textbooks. A decade across USAA, Bank of America, and New York Life taught him there's rarely one "right" answer — just the right one for you.
"My goal isn't to sell you a product. It's to make sure you understand your options — with confidence."
Katrena Pino
Client Relations Coordinator
Often, the first voice you'll hear. Katrena's helped her own parents through confusing retirement paperwork, so she knows what it's like when nobody has the time. She makes sure you always do.
"You don't have to have it all figured out before you call. That's literally what we're here for."
Trixie Calvadores
Retirement Readiness Specialist
Years of scheduling for financial and healthcare offices taught Trixie that most callers aren't confused — just overwhelmed. She slows things down on purpose, every time.
"By the time we hang up, I want you to feel like someone's actually in your corner."
Renata Osei-Bonsu
Medicare Specialist
Renata watched her grandmother's Medicare confusion cost the family thousands — all because no one explained the fine print in time. She makes sure that it never happens to her clients.
"Medicare shouldn't feel like a trap. My purpose is to make sure you understand it before it costs you something."
Christina Valenzuela
Client Care Administrator
You won't talk to Christina often — that's the point. She keeps paperwork and appointments from slipping through the cracks because a missed detail means real stress for a real family.
"A lot of what I do, you'll never see. If everything runs smoothly on your end, I've done my job right."
Fae Bautista
Director of Operations
After years in financial advisory, Fae watched her own parents' cancer diagnosis show her how fast a good plan unravels without the right support behind it. Now she makes sure nothing here ever gets dropped.
"Great plans fall apart with bad execution. My mission is to make sure that never happens to you."
Marcus "Remy" Delgado
Director of Marketing
Remy's grandfather worked into his 70s because nobody caught a savings shortfall in time. That memory is why Remy isn't chasing everyone — just the person asking those same questions today.
"We're not trying to reach everyone. We're trying to reach the person who needs this today."
Simone Achterberg
Licensed Agent
Before joining us, Simone spent six years at a regional bank, sitting across the desk from people who'd been sold products they never fully understood. That experience left a mark — she promised herself she'd never let a client walk away more confused than when they arrived.
"I'd rather spend an extra twenty minutes explaining something than have you leave with even one unanswered question."
Priya Anand
Marketing Specialist
Priya started writing for local nonprofits, where she learned people respond to feeling understood, not buzzwords. Everything she writes here gets the same test.
"If it doesn't sound like something I'd say to my own mom, I don't send it."
Damon Whitfield
Licensed Agent
Damon grew up watching his father put off retirement decade after decade, convinced there was always more research to do before making a move. By the time he finally acted, he'd lost years he could've spent enjoying what he'd built. Damon carries that lesson into every conversation — he'd rather help you decide today than watch "someday" quietly disappear.
"The biggest risk I see isn't a bad decision. It's no decision at all."
Nathaniel "Nate" Osei
Licensed Agent
Nate watched his parents delay retirement year after year, never quite sure they were "ready." Now he helps clients see their plan in real numbers, so "someday" becomes an actual date.
"Nobody wakes up excited to talk about annuities. I just want you to leave feeling like it finally makes sense."
One Team. One Standard.
No matter who you talk to, you'll get the same thing: someone who listens, answers you honestly, and treats your retirement like it matters. Because it does.